Area Code 40 – Međimurje
The phone area code for Međimurje is 40 (international format +38540). Browse local exchange codes (NXX) and carrier assignments below.
📞 Exchange Codes (NXX) for Area Code 40
Select a central office code to view local carrier data and detailed information
📍 Geographic Location of Međimurje
Geographic Overview
The +385 40 country/area code combination is the geographic National Destination Code (NDC) for the Međimurje County in northern Croatia. This administrative region borders Slovenia and Hungary and is known for its agricultural plains and the Drava and Mura rivers. The primary city served by this code is Čakovec, the county seat, along with other municipalities such as Prelog, Mursko Središće, and Nedelišće. The code covers a compact, well-defined geographic area, and numbers are allocated to fixed-line PSTN services within this jurisdiction.
Dialing Formats
When calling a fixed-line number in Međimurje from abroad, the international format is +385 40 XXX XXX (or +38540XXXXXXX when written without spaces). From within Croatia, callers must use the trunk prefix 0 before the area code, resulting in 040 XXX XXX. For local calls within the same area code, the national format is typically 0 40 XXX XXX or 040 XXX XXX, depending on the specific number length. It is important to note that the leading 0 is a domestic trunk prefix and is not included when dialing from outside Croatia.
Numbering and Overlays
Croatian fixed-line numbers are generally seven digits long when including the area code, but the exact length may vary. The Croatian Regulatory Authority for Network Industries (HAKOM) manages the national numbering plan. Currently, there is no overlay code for the Međimurje region; the 40 code is exclusively assigned to this geographic area. However, number portability allows subscribers to retain their numbers when switching operators, which may result in a number with a 40 prefix being served by a provider outside the traditional fixed-line network.
Caller Instructions
- Callers from abroad: Dial the international access prefix (e.g., 00 from most European countries, or + from mobile phones), followed by 385 (Croatia's country code), then 40 and the local subscriber number. Example: +385 40 123 456.
- Callers from within Croatia: Dial 0, then 40, then the local subscriber number. Example: 040 123 456.
- Local callers within Međimurje: Depending on the operator and number length, it may be possible to dial only the local number without the area code, but it is safer to always use the full national format (040 XXX XXX) to avoid misdialing.
For international callers, always replace the leading zero with the +385 country code. For domestic callers, the trunk prefix 0 is mandatory before the area code.